Now Offering
12 Month No-Interest Financing
Provided by Synchrony Our HOME program
Creating the home you want is easier with flexible payment options. Through our Synchrony HOME program, qualified buyers can take advantage of promotional financing designed to fit your budget.
How It Works
Applying is convenient, fast and safe!
2 Get a Decision
You’ll get an instant credit decision after you submit the application.
3 Visit Our Store
If approved, you’ll receive a temporary account number that you can use to shop in-store with us.
Shop Now With Time on Your Side
Available Financing Promotions
12-Month No-Interest Plan
Make a qualifying purchase with your Synchrony HOME John Kilmer Finer Interiors credit card and pay no interest when the balance is paid in full within 12 months. There is a $3000 minimum purchase amount, and you will need to make the required minimum monthly payments. If the promotional balance is not paid off within the 12-month period, interest will be charged from the original purchase date.
Synchrony Finance FAQs
When will I receive my first statement?
Charges on your John Kilmer Finer Interiors credit card are not posted until your items are delivered. Synchrony generates monthly statements, and your billing date will depend on when your order is delivered.
Can I make a payment at a John Kilmer Finer Interiors location?
Our stores are unable to accept credit card payments. Please use the payment address shown on your monthly statement, or make a payment online at www.mysynchrony.com.
Who can I contact for account support?
John Kilmer Finer Interiors cardholders can reach Synchrony directly at (866) 396-8254 or visit www.mysynchrony.com for questions about your account.
Can I apply for financing during an online purchase?
Yes. When you check out online, you can apply instantly. Just select the Synchrony HOME credit card option at the payment screen and you will be guided through the application.
Important Account Details
TERMS DISCLAIMER
- Deferred Interest Warning: No interest is charged if the promotional balance is paid in full 12-month promo period. If not paid in full, interest will be charged to your account from the original purchase date. New Account Rates: Purchase APR is 34.99%, Penalty APR is 39.99%, and the minimum interest charge is $2 (as of 7/31/2025). *30% non Synchrony deposit required on all custom orders. No Interest If Paid In Full Within 12 Months on qualifying purchases with your Synchrony HOME Credit Card. Minimum purchases of $3000. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.